Credit Health Conversations

Learn about key concepts and ways you can manage your money better with our featured articles.

How debt review works and how it can affect you

How debt review works and how it can affect you

Collectively, nearly R2 trillion is owed to creditors due to people being over-indebted in South Africa. Did you know that more than 700 000 people are under debt review in South Africa?

Learn more
Understanding your risk profile

Understanding your risk profile

A large part of investment is taking on financial risks. This may seem like a bit much but depending on how you approach investment, you can mitigate your financial risk. 

Learn more

Credit Health Tools

Secure your financial freedom with tips and guides that are guaranteed to help you build good habits for present and future you.

Let's get you started

To ascertain your financial health score, we'll ask a few multiple-choice questions around your monthly spend patterns. If you'd like to receive your personalised score and wellness guidelines by email, you'll have the option to submit your contact details for this purpose.

Understanding your credit score

  • While a good credit score doesn't guarantee you a loan, it gives lenders an idea of how you manage credit. 
  • If your score is in the top range (730), it means you are doing well. 
  • If your score is in the lower range (closer to 519), you might need a bit of help managing your credit. 
  • Nedbank’s free credit-scoring tool offers you hints and tips to help improve your credit score and make it easier to get that loan when you need it.