About This Course

Your credit report contains your personal credit score, as well as other information that will determine whether or not financial institutions are able or willing to lend you money. This course will help you to understand the importance of your credit profile and recommend various ways of improvement for you to put into action.

Offered by

Nedbank MoneyEDGE

What You Will Learn In This Course:

  •  
  • 01. Why does a credit score matter?

    allocated module duration : 5 minutes

    Your credit score is an important aspect of financial health. Credit providers, as well as other service providers including insurance companies or telecoms, landlords and even your employer may look at your credit record before entering into a monetary contract with you.

    • 02. How to keep a good credit score

      allocated module duration : 5 minutes

      Good credit scores demonstrate to others that you are responsible and reliable as far as your finances are concerned. This module teaches you how to develop and maintain a good credit score.

      • 03. Your overall score

        allocated module duration : 5 minutes

        Credit scores indicate whether an individual is a higher or lower risk. In this module, you’ll learn how to interpret a credit score.

        • 04. Quiz

          allocated module duration : 5 minutes

          Complete the quiz to test what you’ve learned up until now!

          • 05. Your credit history

            allocated module duration : 5 minutes

            Your credit history comprises all the information about loans and credit you have ever taken out and how you have managed them.

            • 06. Your monthly payment obligations

              allocated module duration : 5 minutes

              Your level of commitment to paying off your monthly expenses demonstrates your honour to your financial agreements. You will learn more within this module.

              • 07. Steps to improve your credit profile

                allocated module duration : 5 minutes

                Keeping a good credit score will have positive knock-on effects. In this module, you will learn valuable information about how to improve your personal credit score.

                • 08. How to build a credit profile if you don’t already have one

                  allocated module duration : 5 minutes

                  Building a credit report is as easy as it is beneficial to you financially. Start small and you will be well on your way.

                  • 09. Where to find your current credit report

                    allocated module duration : 5 minutes

                    Finding your credit report is as easy as maintaining one. In this module you will the various ways in which to get your hands on yours.

                    • 10. Final exam

                      allocated module duration : 15 minutes

                      Test yourself on everything you’ve learned throughout this credit report course.

                       Learn 

                      What a credit score is, how it works and how to improve yours.

                       Average Time 

                      On average, students take 1 hour to complete this course.

                       Learning Outcomes 

                      • I know what a credit score is and why it is important.
                      • I know how to develop, improve and maintain a good credit score.
                      • I understand how a credit score can impact me financially.
                      Register Now