About This Course

Investing is a personal project, differing from person to person and as such, each individual has their own unique risk profile. Your risk profile will determine the success of your investments. Your income, expenses, and other financial obligations will guide your journey. This course puts ‘risk’ in the spotlight and will help you to understand how you have the power to influence the outcomes of your financial decisions, right down to a psychological level.

Offered by

Nedbank MoneyEDGE

What You Will Learn In This Course:

  •  
  • 01. What is a financial risk profile?

    allocated module duration : 5 minutes

    A financial risk profile has the power to influence the outcome of your investments. In this first module, you will learn the basics of risk profiles.

    • 02. Risk required – your goals

      allocated module duration : 5 minutes

      How much risk are you willing to take in order to reach your financial goals? Find out in this module.

      • 03. Risk capacity – what can you afford?

        allocated module duration : 5 minutes

        Investing is all about getting more out of your money, but how much are you willing to put in? Determine what you are able to afford before setting off.

        • 04. Risk tolerance – what can you mentally handle?

          allocated module duration : 5 minutes

          Investments are more than a financial undertaking. With having to make a considerable commitment financially, no doubt there is an element of mental preparation involved. This module helps you to understand the psychological effects involved.

          • 05. Quiz

            allocated module duration : 5 minutes

            Test your knowledge of risks and returns in this 5-minute quiz.

            • 06. Risk profile types

              allocated module duration : 5 minutes

              There are three types of risk profiles and you will fall into one based on your financial decisions. This module serves as an introduction to all three.

              • 07. Conservative

                allocated module duration : 5 minutes

                A low risk tolerance is often regarded as a conservative risk profile. These may not offer the highest returns but offer a significant level of stability.

                • 08. Moderate

                  allocated module duration : 5 minutes

                  Reduced risk may reduce return but allows for long-term success. Learn more about it in this module.

                  • 09. Aggressive

                    allocated module duration : 5 minutes

                    Aggressive is exactly as it reads: high risk for high return. Find out if you would fall within this category.

                    • 10. Risk profile trade-offs

                      allocated module duration : 5 minutes

                      As with most things in life, there is compromise when it comes to taking financial risks. This module will introduce you to risk profile ‘trade-offs’.

                      • 11. Options for determining your unique risk profile

                        allocated module duration : 5 minutes

                        There are several methods of determining your unique risk profile. Round this course off by learning more about them.

                        • 12. Final exam

                          allocated module duration : 15 minutes

                          Test your knowledge in this short exam.

                           Learn 

                          The definition of risk profile and the various elements that go in to them.

                           Average Time 

                          On average, students take 1 hour and 10 minutes to complete this course.

                           Learning Outcomes 

                          • I can define a ‘risk profile’.
                          • I understand the three risk components.
                          • I understand the three risk profile types.
                          • I know how to determine a risk profile.
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