Course Library

Manage your debt

Learn more about debt with Nedbank.

Sometimes debt is unavoidable. Perhaps there was an unexpected expense or an emergency where you needed to dip into your savings. But, given the right tools and knowledge, you can manage your debt. If want to know more about debt and how to manage the interests, this course is for you.

Why do you want to learn more about debt?

Debt Rapyment options.

There are several ways in which you can manage your debt effectively. A professional debt counsellor can help you to create a suitable debt repayment plan. Remember that many people experience debt at some point in their lives and debt can always be resolved one way or another.

Debt repayment options

Honest thoughts on Debt.

Overall, debt is considered to be a bad thing and something that should be avoided at all costs. Literally. However, there are certain scenarios in which debt can be a good thing, such as credit and maintaining a good credit score. This course discusses the downside AND upside of debt.

What are your honest thoughts on debt?

Woman using mobile phone

Your credit report contains your personal credit score, as well as other information that will determine whether or not financial institutions are able or willing to lend you money. This course will help you to understand the importance of your credit profile and recommend various ways of improvement for you to put into action.

Healthy Money Habits and Budget: Credit Score

Young professionals doing business

So you're considering buying a home. It’s a dream that many if not all of us have for our lives. Homes mean security, and we've often heard they are a cornerstone of building wealth. But we also know it’s not as simple as finding your dream home, making an offer and living happily ever after. Home ownership is a powerful thing and an asset, but it’s also a long-term commitment. Before you make the leap, make sure you consider all the options available to you.

Home Loan Toolkit

Grow your money

Prepare to invest for your family.

Investing your money is a future-proof solution for saving and growing your money. When you invest, there is every probability of accruing more money – or 'return' – over a given period of time. To start investing, you need an asset that can generate income and increase its value over time.

Preparing to invest

Investment Portfolio Options.

Learn all about investment portfolios and important investment behaviours so you can save responsibly. Discover why you need a retirement annuity and learn how to select one, as well as how to choose a financial advisor that will be your partner through thick and thin.

Investment portfolio options

Woman standing proudly

You’ve found yourself with some cash to spare and you’re wanting to make some more out of it. But can you have your cake and eat it? This course is for anyone who is looking to invest but needs a push in the right direction. If you’ve decided that investing is for you, seeking the advice of a qualified professional will help you to understand your unique risk profile and help you make the best choices. But, whether you're looking to do it yourself or with the guidance of a financial planner, this course breaks down all the necessary information for you.

Investment Principles

Woman working at table

Investing is a personal project, differing from person to person and as such, each individual has their own unique risk profile. Your risk profile will determine the success of your investments. Your income, expenses, and other financial obligations will guide your journey. This course puts ‘risk’ in the spotlight and will help you to understand how you have the power to influence the outcomes of your financial decisions, right down to a psychological level.

Understanding your risk profile

Woman working at table

Saving towards retirement is important, we all know that we need to, but sometimes it’s hard to know where and when to start. Finding a retirement product that works best for you and your lifestyle takes some thought. This course will guide you along the process and teach you the basics of saving.

Investing for Growth: Retirement

Man standing at car accident scene and phoning insurance

We know accidents, disasters and illness happen, as well as the financial stress that comes along with them. Without insurance, these events have the potential to destabilise not only your finances, but in serious cases your life as you know it. Insurance provides you adequate protection for any unexpected disasters. In this course you will unpack how insurance actually works, the key types you get and also cover the ‘trigger moments’ you should keep in mind for when you should look to re-evaluate your coverage.

Insurance at a Glance

Keys with house keychain

Knowing that your loved ones are taken care of financially when you're no longer around is a vital part of your financial planning. Estate planning ensures that your assets are managed and distributed fairly among your beneficiaries and that outstanding financial commitments are settled. An estate refers to all assets that hold some financial value, such as real estate, investments and belongings.

Estate planning

Graph on phone

Investing outside of South Africa has significant benefits and the potential to make your capital flourish. This course will introduce you to everything you need to know and the steps to take towards embarking on your exciting international investment journey.

International Investing 101

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Investing your capital abroad is a fantastic way to grow your money and reap the benefits of foreign currencies. This course details the many avenues for South Africans wanting to invest offshore.

International Investing 201

Saving

Getting the most out your money with Nedbank.

Regardless of how much money you earn and how you earn it, the world is your oyster when you start to save. In this course you will learn how to budget effectively, tell the difference between wants and needs and other responsible budgeting hacks.

What do you want to get out of your money?

Why are you not saving?

The first step towards becoming a savvy saver is to decide what you are saving for. This is not necessarily a particular item such as a car or a fancy new pair of trainers. It’s about managing your income responsibly and planning for the future.

Why aren’t you saving?